A new personal practical perspective on a death

A post about recent experience and the lessons to be learned from it

It is only a week since a close friend died, a death unexpected. I was tempted to close my laptop and focus on memories. But it seemed to me that this last week has been so full of events and experience that I should capture some of them here in this blog before, like my friend, they vanish from the present. Here I record the mistakes and the successes (for want of a better word) – in the hope that the lessons learned prove useful for my readers.

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It was late Sunday afternoon when I received a message to attend her home. She had been discovered by a carer, unconscious. On my arrival, two paramedic teams were working to re-start her heartbeat and breathing. In the event, the steps proved unsuccessful, and she was pronounced dead on arrival at the hospital. In all, a period of less than 40 minutes elapsed from notification to her death. It was sudden, momentous, life-losing, life-changing.

Preparing for a death

My regular readers will be familiar with my posts ‘Those that are left Behind‘, ‘Preparing for a Good Death’, ‘To do List‘, ‘Power of Attorney‘, ‘Bereavement, the aftermath‘ and ‘The Non-binary Continuum‘. In this post, there will be inevitably some overlap with those, but I would urge readers to revisit them, using the links provided above.

The first learning point that arose for me was the importance of a ‘DNACPR‘ decision. My friend was elderly and becoming frail. In truth – not just with hindsight – the cardiopulmonary resuscitation that was administered should not have been attempted given a period of unconsciousness with a late-octogenarian patient. Few attempts at CPR are successful, and the success rate diminishes rapidly for the elderly, where less than one in ten interventions have the desired effect.

Fortunately, all four attempts at resuscitation, although well-meant, did not result in my friend’s temporary or momentary consciousness, so the distressing implications of CPR were not to be experienced by her. The animation ‘The Lady & the Reaper’ video humorously and graphically describes this battle for those at the end of life. Watch it, and it may well change your view on this subject.

Although we had discussed it and I had already prepared an Advance Decision for her at her request – at the time of her death, unsigned – my friend did not have a DNACPR in place. I regret that I had not pressed this point with her during her life. Perhaps the indignity associated with her death could have been avoided had her carer been in possession of such a mandate.

The moment of death

In the case of my friend, I missed the moment of her death due to the unexpected nature of it, and the intensive and exclusionary attention of medical professionals who attended her. Previously, she had neither been ill nor complaining. That very day she had met her early morning carer for the first time, taken several phone calls and received a close family visitor.

No matter how many times you may have experienced the moment leading to a death, you are ill-prepared to cope with the sheer pressures that arise. Many of these are formed by risk-averse medical attenders, or imposed by bureaucracy. In addition to the administration of CPR, medics adhere to a perceived imperative to remove the dying to a fully equipped hospital where a range of interventions is possible.

The medical attenders had necessarily but one focus – their patient. All else was secondary. Understandably, they took and retained charge, but in doing so excluded others, taking critical decisions without consultation, and removing my friend from her home in the vain attempt to save her fragile life.

Being deprived of presence at death that is almost as hard to bear as the death itself. These are often moments when ritual is of importance, for example, releasing the spirit of the deceased. I regret that I was not present to hold her hand. With hindsight I should have sought to be more involved.

What happened next

One of the most challenging tasks following a death is to inform family and friends of it. Usually a phone call, it requires resolute sensitivity.

I undertook this task on behalf of the family to spare them the ordeal. In doing so, I avoided the platitudes so often deployed, for they neither soften the blow nor enhance the message. I rang using her landline so that her friends might recognise the call, if not the caller. My message was simple – saying who I was, that I had serious news, and that she had died that day. I emphasised that the family wanted them to know sooner than later by a personal call, and that they had appeared in her frequent call list. For some I was able to relay words of fondness and appreciation that my friend had shared with me and would have wished them to hear.

In my friend’s case we were fortunate, as I had recently added their names and numbers to her new phone, checking who the person was, that they were still alive, and whether their number was still in current use. This gave me a distinct advantage of knowing the recipient of the call, albeit never have previously spoken with them.

In speaking about it afterwards, the family have agreed that it was the right decision to delegate this task, one that should be moved to the best-practice list.

Administrative and pastoral tasks

With a sudden death where the cause of death is not immediately apparent, albeit with an elderly person, the issue of a Medical Certificate of Cause of Death is not automatic, as here in the case of my friend. Once logged on the NHS central record, the Coroner will issue an interim certificate pending the post-mortem results and, if necessary, a short formal inquest. Receiving the interim certificate enables the body to be released for burial or cremation, and the formal process of notification of authorities.

One advantage of digitisation of the Coroner’s Office is that they will be advised administratively where a death occurs within a NHS facility. Likewise, through the digital NHS records, the deceased’s GP may also be consulted.

In my earlier post I have dealt with many aspects of this particular process. It is worth revisiting, in particular with regard to the ‘Tell Us Once‘ procedure. Note that on local council notification, council tax will be suspended for up to six months. Those exercising Power of Attorney for the deceased should bear in mind that informing the bank of the death using the banking notification service will inevitably trigger freezing of the deceased’s accounts. If the executors agree, there may be merit in a slight delay to enable immediate and urgent payments to be made from the account, for example for outstanding bills, the funeral and the wake. When the death certificate is received, a copy should be sent by attorneys to the Office of the Public Guardian (OPG), together with the original and certified copies of the power.

Funeral arrangements and the like

I don’t propose to share with you the arrangements made for my friend, for such are very personal. In my ‘To Do List‘ post I raised the importance of deciding on these steps before the death. When death is unexpected and family are inconsolable this is the wrong time to seek to agree such matters. We all owe it to our family that implement arrangements to have made them in advance, however little we relish the task. To do otherwise is to shift an unbearable burden onto family and friends who, given the emotion of the moment, may simply argue about what is to be done.

With my support the family wrote a Eulogy, determined their own Order of Service, made funeral arrangements for cremation, and booked a venue for the wake.

This leaves the question of the deceased’s possessions. For those, like my friend’s family, who had assiduously arranged the deceased’s Will, named executors were able to take charge of these issues immediately, together with the disposal or sale of any property. Needless to say, before dealing with any property or banking transactions, executors should apply for probate using the government online process here.

Whilst an advert may appear at the foot, this blog is neither monetarised, nor endorsing any product

Bereavement: the aftermath and practical steps to handle it

bereavement

A post about preparing for bereavement

Readers of this blog will recall my earlier posts about preparing for our own death, thinking about those left behind, and how some forethought can save our families much distress and perhaps conflict in the aftermath of our demise.

Would it be too much to suggest that we should take practical steps, not just for our own death, but to prepare for the death of a relative or loved one? At the risk of shocking you, I propose to do exactly that in this post, setting out simple but effective tried-and-tested steps that can make the process of bereavement more bearable that it otherwise would be.

No matter how we have prepared, the moment of a relative’s death comes as a paralysing shock. Emotions, good or bad, are in turmoil. It is not the time for clear thinking and decisive action.

That is why we should anticipate the event and plan for it.

The moment of death

Most deaths occur in hospitals, nursing homes, or at home, so I will focus on them. For those present at the deathbed, there are some simple steps that may be taken to make last moments more meaningful.

In the past, relatives would gather around the bed of a dying person with a prayer book, bible, rosary…and their supper. They prepared for the ‘long haul to an unknown moment’, sometimes for weeks on end.

Life and dying may now be more clinical, but not necessarily different. We still strive to be present when death occurs, not in the cafeteria or at the coffee machine. We want to have something to say, even if we cannot find the words.

Some preparation may be enormously helpful. I am not suggesting that tables of victuals and flagons of wine are laid out – but something to sustain the wait is essential. Pick up our relative’s favourite book and you certainly have something familiar to read to them. For those with smart phones, pre-load a simple, dignified group message to share the fact of death when it comes, without having to face its awful implication.

Immediately after someone dies

A home death is the greatest kindness for both the deceased and those attending them. Time is on your side. Relatives may come, go, or stay; so each is supported whilst simultaneously they can fulfill their own moment of bereavement. Hospitals and nursing homes are less tolerant, and relatives report pressure from staff for the deceased to be moved with final moments being snatched away by administrative imperatives.

It follows that such limited time must be used effectively. Following the moment of death, a professional carer spoke of the custom to open a window to allow the spirit to leave. This simple ritual of beauty served to elevate the moment. It was a wise use of time and imagination providing closure, and an enhanced lasting memory.

The practical steps

After peremptory moments of sympathy, ‘What is the name of the undertaker?’ is the first question that relatives are frequently asked by hospital bereavement staff or care home administrators. The bed needs to be vacated; visitors will be distressed; the mortuary or chapel of rest is full; release of the body must be authorised.

If no other preparations are to be made, an answer to this simple question is essential. How much better to have made contact with a chosen funeral director, spoken about proposed arrangements for burial or cremation, shared the personal details of the deceased, and provided advance authority to remove the body to their premises? All that is then needed is a digital copy of the Medical Certificate of Cause of Death which will have been completed by a clinician.

Bear in mind that during Covid-19, options are limited, ceremonies being limited. For those that have chosen the option of cremation, many are deferring their mourning to a time when ashes may be scattered at a family occasion unrestricted by lockdown, to be followed by a memorial gathering to include friends and associates.

Registering the death

Covid-19 has limited our access to Registry Offices, substituting a 30 minute telephone or online interview. Here the registrar will require particular information which can take effort to acquire. You might wish to note down answers to these details in advance of the appointment:

  • Copy Medical Certificate of Cause of Death (MCCD).
  • Date of death.
  • Place of death – the address including postcode or details of the hospital or nursing home. If in an ambulance, the locality of the vehicle when the death occurred and the intended destination.
  • Name by which the deceased was known as at the time of death, their maiden name, and any other name they may have used during their life.
  • Their gender.
  • Date of birth, and town and county of birth, preferably from copy birth certificate.
  • Occupation by way of trade, and whether working or retired.
  • Home address at which they lived before removal to hospital or care home.
  • Name and address of the care or nursing home where they lived before death.
  • NHS number (from their medical card), and National Insurance number.
  • Name, address, status and date of birth of next of kin.
  • Name, address and contact details of undertaker, and the location at which burial or cremation is to take place.

‘Tell us Once’

UK Government provides a service through which central and local authorities may be informed of a death. Other paid services are available, but I recommend the free portal here.

To access the service you will need the reference number on the death certificate. This will be provided by the registrar of deaths. Additionally, you should know the answer to the following questions:

  • Has the deceased filed a tax return in the last 12 months? If not, you may answer ‘NO’ to informing HM Revenue.
  • What state benefits, including state pension did the deceased claim or receive prior to their death?
  • Were they in receipt or eligible for a MOD pension or other payments?
  • Were they in receipt of local authority support from Adult Care or social services and the name of the providing council?
  • Did they use library services?
  • Did they have a license to drive, what is their driver number, did they have Blue Badge service?
  • Did they have a passport, and what is its number?

Bills, banking and utilities

Hopefully, in their lifetime the deceased will have read my previous post about the importance of making a Will and ‘Going Away Bag’, and shall have appointed executors to handle their financial affairs after their death.

However frequently a spouse or partner is left to pick up the pieces.

My advice for them is to copy or photograph the Death Certificate when it arrives, thus providing a digital copy that may accompany short covering letters informing private companies that are not covered by the ‘Tell Us Once’ scheme. Note that the banks operate a similar service here.

For survivors, there are significant advantages in digitizing. To do this using the latest copy of the utility bills – gas, electric, water, telephone and broadband, council tax – open an online account. Whether to relieve a surviving spouse or partner of bill management, or to facilitate before selling a house, this one step will provide quick, remote access to all of the routine tasks.

Food for thought

Collectively, we spend inordinate amounts of time anticipating life events that never happen. Death is the one inevitable event, and it is neglected when it comes to life planning. Perhaps that it is ‘not our problem’ is a reason….unless following the death of our own relative or loved one, it does fall to us to step up to the task?

Whilst an advert may appear at the foot, this blog is neither monetarised, nor endorsing any product